240 Water Street 1A, St. Joseph, MI 49085 (MLS# 26003855)

240 Water Street 1A, St. Joseph, MI 49085

$695,000

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Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,100 Status: Active

Current Price: $695,000 List Date: 2/03/2026 Last Modified: 3/22/2026

Overview

Description

Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas. Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener.

Supplements: Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle. Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.

Listing Details MLS# 26003855

Location Property Info

County: Berrien
Street #: 240
Street Name: Water
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1175

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Dimensions: n/a
Year Built: 1988
Road Frontage: Yes
Garage Y/N: Yes
Garage Spaces: Yes
Fireplace: No
Income Property: No
Total Rooms AG: 7
Total Fin SqFt All Levels: 2100
SqFt Above Grade: 2100
Total Beds Above Grade: 2
Total Bedrooms: 2
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Main Level Primary: No
Stories: 2
School District: St. Joseph
Entry Type: Gated
Association YN: Yes
Waterfront: Yes
Body of Water: Saint Joseph River
Statewide Lakes & Rivers: Saint Joseph River
Basement: No
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 0

Tax Info

Tax ID #: 11-76-8500-0003-00-3
Taxable Value: 384500
SEV: 384500
For Tax Year: 2025
Seller's Annual Property Tax: 13158
Tax Year: 2024
Homestead %: 100
Spec Assessment & Type: NKATOL

Remarks Misc

Directions: Water St to Broad St to Lake St gate

Waterfront Options

Water Access Y/N: Yes
Water Frontage: 24

More Information

Access Feat

Accessibility Features: No

Upper Rooms

Upper Bedrooms: 2
Upper Full Baths: 2
Upper Level Square Feet: 1000
Total Baths Above Grade: 3

Main Rooms

Main Half Baths: Yes
Main Level SQFT: 1100

Location & Property Info

Unit #: 1A
Cross Streets: Broad St
Property Sub-Type: Condominium
Municipality: St. Joseph City
Subdivision: Waterfront Condos

Office/Contract Info

Auction or For Sale: For Sale
List Price/SqFt: 330.95
Ownership Type: Private Owned

Remarks & Misc

Public Remarks: Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas. Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener.
Legal: UNIT 3 THE WATERFRONT BLDG NO 1 LIBER 36 PAGE 1

Water Type

Channel: Yes
River: Yes

Water Fea. Amenities

Channel: Yes
No Wake: Yes
Public Access 1 Mile or Less: Yes
View: Yes

Lot Description

Level: Yes
Sidewalk: Yes

Street Type

Paved: Yes

Util Avail at Street

Cable Available: Yes
Electricity Available: Yes

Utilities Attached

Cable Connected: Yes
High Speed Internet: Yes
Natural Gas Connected: Yes

Sewer

Public Sewer: Yes

Water

Public: Yes

Terms Available

Cash: Yes
Conventional: Yes

Mineral Rights

No: Yes

Association Info.

Approx. Assoc Fee: 795
Assoc. Buy in Fee: No
Assoc. Fee Payable: Monthly
Association Phone: Call agent

Laundry Features

In Hall: Yes
In Unit: Yes
Upper Level: Yes

Assoc. Amenities

Clubhouse: Yes
Pets Allowed: Yes
Pool: Yes
Storage: Yes

Exterior Material

Stucco: Yes

Assoc. Fee Incl.

Lawn/Yard Care: Yes
Snow Removal: Yes
Trash: Yes

Roofing

Metal: Yes
Rubber: Yes

Parking Features

Detached: Yes
Garage Door Opener: Yes

Heat Source

Electric: Yes
Natural Gas: Yes

Sale Conditions

None: Yes

Heat Type

Forced Air: Yes

Air Conditioning

Central Air: Yes

Lower Rooms

Lower Finished SQFT: 0
Total Lower SQFT: 0

Driveway

Paved: Yes

Substructure

Other: Yes

Windows

Insulated Windows: Yes

Pool

In Ground: Yes

Kitchen Features

Eating Area: Yes
Pantry: Yes

Additional Items

Ceiling Fan(s): Yes
Whirlpool Tub: Yes
Window Treatments: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Oven: Yes
Refrigerator: Yes
Trash Compactor: Yes
Washer: Yes

Exterior Features

Balcony: Yes

Flooring

Ceramic Tile: Yes

Security Features

Fire Alarm: Yes
Gated Community: Yes
Security System: Yes
Smoke Detector(s): Yes

Architectural Style

Traditional: Yes

Possession

Close Of Escrow: Yes

Property Features

Water Type: Channel; River Laundry Features: In Hall; In Unit; Upper Level Exterior Material: Stucco Roofing: Metal; Rubber Windows: Insulated Windows Substructure: Other Lot Description: Level; Sidewalk Sewer: Public Sewer Water: Public Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected Util Avail at Street: Cable Available; Electricity Available Kitchen Features: Eating Area; Pantry Additional Items: Ceiling Fan(s); Whirlpool Tub; Window Treatments Appliances: Dishwasher; Dryer; Oven; Refrigerator; Trash Compactor; Washer Heat Source: Electric; Natural Gas Heat Type: Forced Air Air Conditioning: Central Air Exterior Features: Balcony Flooring: Ceramic Tile Security Features: Fire Alarm; Gated Community; Security System; Smoke Detector(s) Pool: In Ground Parking Features: Detached; Garage Door Opener Architectural Style: Traditional Driveway: Paved Street Type: Paved Mineral Rights: No Terms Available: Cash; Conventional Possession: Close Of Escrow Sale Conditions: None

Listing Office: Green Towne Coastal Realty

Listing Agent: Madyson Green

Last Updated: March - 22 - 2026

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