340 Lake Street, St. Joseph, MI 49085 (MLS# 26008045)

340 Lake Street, St. Joseph, MI 49085

$2,395,000

Virtual Tour

https://listings.nextdoorphotos.com/vd/233734541

Virtual Tour

https://listings.nextdoorphotos.com/vd/233734546

Property Type: Residential Bedrooms: 5 Baths: 6 Square Footage: 4,456 Lot Size (sq. ft.): 5,663 Status: Active

Current Price: $2,395,000 List Date: 3/04/2026 Last Modified: 3/09/2026

Overview

Description

Silver Beach home & adjacent lot. This stunning 5 bedroom 5.5 bath custom home features over 5,000sf of sunlight filled living space with numerous recent updates and improvements. Just steps from Silver Beach & downtown St. Joseph shopping & restaurants. The first floor features 3 bedrooms and 2 full baths. The second floor boasts a two story vaulted great room with fireplace and floor to ceiling window wall. The open flow kitchen, dining area & living space along with a sun room with doors to the deck area make this main level perfect for everyday living. This level also has a spacious bedroom w/ ensuite bath, laundry room, half bath & walk-in pantry. The third floor is a spectacular primary suite with large sitting area. The finished basement is a bonus room complete with full bath. This home is in WRD zoning making it eligible for a short-term rental permit. Price includes adjacent buildable lot that would share driveway per approved PUD so buyer can develop lot or keep it open.

Listing Details MLS# 26008045

Location Property Info

County: Berrien
Street #: 340
Street Name: Lake
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1005

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Acres: 0.13
Lot Square Footage: 5663
Lot Dimensions: 50x112
Year Built: 2003
Road Frontage: 50
Garage Y/N: Yes
Garage Spaces: 3
Fireplace: Yes
Total Fireplaces: 2
Income Property: Yes
Total Rooms AG: 11
Total Fin SqFt All Levels: 5318
SqFt Above Grade: 4456
Below Grade Finished SqFt: 862
Below Grade Unfinished SqFt: 82
Building Total SqFt: 5400
Total Beds Above Grade: 5
Total Bedrooms: 5
Full Baths: 5
Half Baths: Yes
Total Baths: 6
Main Level Primary: No
Stories: 3
School District: St. Joseph
Association YN: No
Waterfront: No
Body of Water: Lake Michigan
Statewide Lakes & Rivers: Lake Michigan
Basement: Yes

Tax Info

Tax ID #: 11-76-0023-0010-21-6
Taxable Value: 647264
SEV: 756000
For Tax Year: 2025
Seller's Annual Property Tax: 36778
Tax Year: 2024
Spec Assessment & Type: None known
Zoning: residential
Homestead %: 0

Remarks Misc

Directions: Broad St. below bluff to North on Lake to home on the right.

Waterfront Options

Water Access Y/N: Yes
Water Frontage: 0

More Information

Access Feat

Accessibility Features: No

Upper Rooms

Upper Bedrooms: Yes
Upper Full Baths: Yes
Upper Level Square Feet: 1183
Total Baths Above Grade: 5

Main Rooms

Main Bedrooms: 4
Main Full Baths: 3
Main Half Baths: Yes
Main Level SQFT: 3148

Basement Rooms

Basement Full Baths: Yes
Basement Finished SQFT: 862
Total Basement SQFT: 947

Location & Property Info

Cross Streets: Broad
Property Sub-Type: Single Family Residence
Municipality: St. Joseph City

Office/Contract Info

Auction or For Sale: For Sale
List Price/SqFt: 537.48

Remarks & Misc

Public Remarks: Silver Beach home & adjacent lot. This stunning 5 bedroom 5.5 bath custom home features over 5,000sf of sunlight filled living space with numerous recent updates and improvements. Just steps from Silver Beach & downtown St. Joseph shopping & restaurants. The first floor features 3 bedrooms and 2 full baths. The second floor boasts a two story vaulted great room with fireplace and floor to ceiling window wall. The open flow kitchen, dining area & living space along with a sun room with doors to the deck area make this main level perfect for everyday living. This level also has a spacious bedroom w/ ensuite bath, laundry room, half bath & walk-in pantry. The third floor is a spectacular primary suite with large sitting area. The finished basement is a bonus room complete with full bath. This home is in WRD zoning making it eligible for a short-term rental permit. Price includes adjacent buildable lot that would share driveway per approved PUD so buyer can develop lot or keep it open.
Legal: COM AT C/L INT VINE & BROAD ST TH N30DEG E (DEED N30DEG01'E) 49.50' TO N LN BROAD ST TH N60DEG W ON SD N LN 551.22' TO ELY R/W LN LAKE ST TH N36DEG40'E ON ELY R/W LN 100.69' TO POB TH N36DEG40'E ON SD ELY R/W LN 50.34' TH S60DEG E 112.17' TH S34DEG W 32.91' TH S35DEG36'W 17.25' TH N60DEG W 114.03' TO POB

Water Type

Lake: Yes

Water Fea. Amenities

Public Access 1 Mile or Less: Yes
View: Yes

Lot Description

Cul-De-Sac: Yes
Flag Lot: Yes
Level: Yes
Sidewalk: Yes

Street Type

Paved: Yes
Public: Yes

Util Avail at Street

Cable Available: Yes
Electricity Available: Yes
High Speed Internet: Yes
Natural Gas Available: Yes
Phone Available: Yes
Storm Sewer: Yes

Utilities Attached

Cable Connected: Yes
Natural Gas Connected: Yes

Sewer

Public Sewer: Yes

Water

Public: Yes

Terms Available

Cash: Yes
Conventional: Yes

Mineral Rights

No: Yes

Laundry Features

Main Level: Yes

Exterior Material

HardiPlank Type: Yes
Wood Siding: Yes

Roofing

Composition: Yes

Parking Features

Attached: Yes

Heat Source

Natural Gas: Yes

Sale Conditions

None: Yes

Heat Type

Forced Air: Yes

Air Conditioning

Central Air: Yes

Lower Rooms

Lower Finished SQFT: 0
Total Lower SQFT: 0

Driveway

Paved: Yes
Shared Paved: Yes

Substructure

Full: Yes
Partial: Yes

Windows

Insulated Windows: Yes
Low-Emissivity Windows: Yes
Screens: Yes

Kitchen Features

Desk Built-In: Yes
Snack Bar: Yes

Fireplace

Gas Log: Yes
Living Room: Yes
Primary Bedroom: Yes

Additional Items

Ceiling Fan(s): Yes
Central Vacuum: Yes
Whirlpool Tub: Yes
Window Treatments: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Disposal: Yes
Oven: Yes
Refrigerator: Yes

Patio and Porch Features

Deck: Yes

Flooring

Ceramic Tile: Yes

Landscape

Ground Cover: Yes
Shrubs/Hedges: Yes
Terraced Yard: Yes

Architectural Style

Contemporary: Yes

Possession

Close Of Escrow: Yes

Property Features

Water Type: Lake Laundry Features: Main Level Exterior Material: HardiPlank Type; Wood Siding Roofing: Composition Windows: Insulated Windows; Low-Emissivity Windows; Screens Substructure: Full; Partial Lot Description: Cul-De-Sac; Flag Lot; Level; Sidewalk Sewer: Public Sewer Water: Public Utilities Attached: Cable Connected; Natural Gas Connected Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available; Phone Available; Storm Sewer Kitchen Features: Desk Built-In; Snack Bar Fireplace: Gas Log; Living Room; Primary Bedroom Additional Items: Ceiling Fan(s); Central Vacuum; Whirlpool Tub; Window Treatments Appliances: Cooktop; Dishwasher; Disposal; Oven; Refrigerator Heat Source: Natural Gas Heat Type: Forced Air Air Conditioning: Central Air Flooring: Ceramic Tile Patio and Porch Features: Deck Landscape: Ground Cover; Shrubs/Hedges; Terraced Yard Parking Features: Attached Architectural Style: Contemporary Driveway: Paved; Shared Paved Street Type: Paved; Public Mineral Rights: No Terms Available: Cash; Conventional Possession: Close Of Escrow Sale Conditions: None

Room Information

Kitchen Length: 19.00 Length: 19.00 Width: 16.00 Level: Main Width: 16.00 Remarks: 2nd floor Dining Area Length: 19.00 Length: 19.00 Width: 16.00 Level: Main Width: 16.00 Remarks: 2nd floor Living Room Length: 22.00 Length: 22.00 Width: 19.00 Level: Main Width: 19.00 Remarks: 2nd floor Primary Bedroom Length: 26.00 Length: 26.00 Width: 17.00 Level: Upper Width: 17.00 Remarks: 3rd floor Primary Bathroom Length: 15.00 Length: 15.00 Width: 14.00 Level: Upper Width: 14.00 Remarks: 3rd floor Other Length: 19.00 Length: 19.00 Width: 19.00 Level: Upper Width: 19.00 Remarks: 3rd floor sitting room Bedroom 2 Length: 26.00 Length: 26.00 Width: 11.00 Level: Main Width: 11.00 Remarks: 2nd floor Bathroom 1 Length: 11.00 Length: 11.00 Width: 10.00 Level: Main Width: 10.00 Remarks: Ensuite to bedroom 2 Bedroom 3 Length: 17.00 Length: 17.00 Width: 11.00 Level: Main Width: 11.00 Remarks: 1st floor Bathroom 2 Length: 8.00 Length: 8.00 Width: 7.00 Level: Main Width: 7.00 Remarks: 1st floor ensuite Bedroom 4 Length: 15.00 Length: 15.00 Width: 11.00 Level: Main Width: 11.00 Remarks: 1st floor Bedroom 5 Length: 11.00 Length: 11.00 Width: 11.00 Level: Main Width: 11.00 Remarks: 1st floor Bathroom 3 Length: 8.00 Length: 8.00 Width: 7.00 Level: Main Width: 7.00 Remarks: 1st floor shared bath Laundry Length: 9.00 Length: 9.00 Width: 8.00 Level: Main Width: 8.00 Remarks: 2nd floor Bathroom 4 Length: 6.00 Length: 6.00 Width: 5.00 Level: Main Width: 5.00 Remarks: 2nd floor half bath Recreation Length: 30.00 Length: 30.00 Width: 25.00 Level: Basement Width: 25.00 Bathroom 5 Length: 9.00 Length: 9.00 Width: 7.00 Level: Basement Width: 7.00

Listing Office: @properties Christie's International R.E.

Listing Agent: Chris Marzke

Last Updated: March - 09 - 2026

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